WEB SITE TERMS OF USE

Via the VERICO Canada Mortgage Direct (a.k.a. www.canadamortgagedirect.com) web site, we provide certain information about our products and services and certain other third party information. We may add, delete or modify some or all of our services and information at any time. If at any time you are not in compliance with these Terms of Use, we have the right to terminate your rights of use and your access to the Canada Mortgage Direct web site.

UPDATES TO TERMS OF USE

We may amend these Terms of Use at any time by posting the amended Terms of Use on the VERICO Canada Mortgage Direct web site. Your continued use of the web site after the posting of the amended Terms of Use constitutes automatic acceptance of the amended Terms of Use.

SYSTEM INTEGRITY

You may not use any device, software or routine, including but not limited to any viruses, trojan horses, worms, time bombs, other malicious code or repeated “hacks” or “attacks” on web server(s), intended to damage or interfere with the proper working of the VERICO Canada Mortgage Direct Web site or to surreptitiously intercept or expropriate any system, data or personal information from the VERICO Canada Mortgage Direct Web site. You may not take any action which imposes an unreasonable or disproportionately large load on our infrastructure, including but not limited to denial of service attacks, “spam” or any other such unsolicited overload technique.

INFORMATION POSTED ON VERICO CANADA MORTGAGE DIRECT WEB SITE

Information on the VERICO Canada Mortgage Direct Web site is provided “AS IS” and may contain technical inaccuracies or typographical errors. Information may be changed or updated without notice. VERICO Canada Mortgage Direct may also make improvements and/or changes in the products and services described on the web site at any time without notice. Any information contained on the VERICO Canada Mortgage Direct web site does not represent a commitment on the part of VERICO Canada Mortgage Direct in the future. We do not endorse any information posted by third parties on the VERICO Canada Mortgage Direct web site and we are not liable for any such information, including but not limited to any information posted about you. We reserve the right to take any action with respect to information posted on the VERICO Canada Mortgage Direct web site which we believe is appropriate in our sole discretion with respect to such information, including but not limited to removal of such information and/or termination of your rights of use.

LINKS

The VERICO Canada Mortgage Direct web site may contain links to third-party web sites not under the control or operation of VERICO Canada Mortgage Direct. When we provide links, we do so only as a convenience and do not endorse and are not responsible for the contents of any linked site or any link contained in a linked site.

THIRD PARTY CONTENT

The VERICO Canada Mortgage Direct web site may contain news and information published by various third party providers. The Terms and Conditions of the respective third parties will be posted on the VERICOCanada Mortgage Direct web site (and may be updated from time to time). We recommend that you review these Terms and Conditions. If at any time you are not in compliance with these Terms and Conditions, we have the right to terminate your rights of use and your access to the VERICO Canada Mortgage Direct web site. The information and services offered on this Site are provided with the understanding that neither VERICOCanada Mortgage Direct, nor its suppliers or users are engaged in rendering legal or other professional services or advice. As a service to people who visit the web site, if VERICO Canada Mortgage Direct permits attorneys and other real estate related vendors to publish information regarding themselves and their services. VERICO Canada Mortgage Direct does not recommend or endorse any of these vendors, and is not responsible for the accuracy or reliability of any opinion, advice, or statement made by the real estate vendors or otherwise through the web site. It is the responsibility of each user to evaluate the accuracy, completeness, or usefulness of any information or content available on or through the web site.

NO WARRANTY

We provide the VERICO Canada Mortgage Direct web site and our services “as is”, where is, and without any warranty or condition of any kind, express, implied or statutory. We specifically disclaim the implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. We also do not guarantee continuous, uninterrupted or secure access to our services, and operation of the VERICO Canada Mortgage Direct web site may be interfered with by numerous factors outside of our control. The content available on the web site is at the sole risk of the user. You use the VERICO Canada Mortgage Direct web site at your own risk.

LIMITATION OF LIABILITY

In the event that you have a dispute with one or more users or vendors of the VERICO Canada Mortgage Direct web site, you release us (and our agents and employees) from claims, demands and damages (actual, consequential and punitive) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with the VERICO Canada Mortgage Direct web site or such disputes. You waive the provisions of any law or regulation limiting or prohibiting a general release. We use reasonable effort to provide for scheduled maintenance and preventative, required and emergency maintenance work. We will have no liability, whatsoever, for the unavailability of the VERICO Canada Mortgage Direct web site caused by our supplier’s performance or lack of performance of the maintenance work to keep the VERICO Canada Mortgage Direct web site operable. We will also not have any liability for any loss of data or transactions resulting from delays, non-deliveries, mis-deliveries or service interruptions caused by us, any third party acts or any other web host provider or the Internet infrastructure and network external to the VERICO Canada Mortgage Direct web site. In no event shall VERICO Canada Mortgage Direct be liable for any direct, indirect, consequential, incidental, special, punitive or exemplary damages, or for any loss of profits or revenue, regardless of whether we knew or should have known of the possibility of such damages. The limitations of liability provided in these Terms of Use inure to the benefit of VERICO Canada Mortgage Direct, our affiliates and to all of our respective officers, directors, employees, attorneys and agents. Some jurisdictions do not permit the disclaimers and limitations contained in these Terms of Use, in which case they are not applicable to you.

OTHER GENERAL PROVISIONS

If any provision of these Terms of Use is held to be invalid or unenforceable, such provision will be struck and the remaining provisions enforced. Headings are for reference purposes only. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches. These Terms of Use, and all writings and web pages incorporated by reference into these Terms of Use, set forth the entire understanding and agreement between us with respect to the subject matter hereof. VERICO Canada Mortgage Direct, logos, product and service names are trademarks owned by licensed to VERICO Canada Mortgage Direct, or its affiliates.