The nightmare/fiasco at Penn State is sad on sooo many levels.

First and foremost are the kids who were molested.  The thought of young children “showering” or being harmed by an older man (allegedly), who was perceived to be a positive authority figure, is infuriating to me.

Second is the lack of leadership within Penn State university.  The story is, at this point, people in leadership positions were made aware of scenario’s where child abuse could have been taking place.

Step’s were taken to escalate this knowledge of possible child abuse, but in my personal opinion, not enough was done.  If Joe Paterno had done more in his power, gone to the Police with this information, there would have been a media circus around Penn State and his football program.  It seems the media circus has arrived without his initiation regardless.

Theoren Fleury also weighed in on his personal blog …click here <—-

Ok, so let’s bring this full circle into the mortgage arena …stick with me here.

Leadership and doing the right thing is ultimately up to the moral compass of the individual.  When speaking with a client about their personal situation, what are you pretending not to tell the client about the lender, interest rates, qualifying ratio’s, or their ability to live comfortably in their home.

Each client & mortgage broker have to decide if the other’s moral compass fit’s with their own.  A colleague of mine at Canada Mortgage Direct was faced with an unscrupulous client, where the whole story wasn’t quite “above board.”  He told that client there was no fit, and the relationship was terminated.  He was also made aware another broker took the client on.

Information was made available and a decision was made, action was taken, a line in the sand had been drawn (and crossed).

JoePa was made available of information, a decision was made (or not made), and action was taken (or not taken in my opinion).

True leadership is making tough decision according to your moral compass.  If this is true, then there would be no wrong decisions BUT there are some thing’s large enough where the OVER RIDING moral compass of humanity should guide you in decision making.

Chad